TheMerchantBroker
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About Us

We are business owners understanding the needs of other business owners in the payments processing space. We have over 17 years of consulting small businesses and C-level executives on how to process their credit cards quickly, safely and cost efficiently.

Our Business Model

No Fee for our Services
We are merchant brokers with the sole goal of placing you with the right processor. Think of us like an insurance broker or job recruiter. We work with several processors and select the one that best supports your business.

Meet Your Merchant Broker

Ray Dukes has 17+ years experience in the payments industry. He started in the payments processing industry in 2006 with SunTrust Bank/ First Data Merchant Services Inc after serving 10 years in the military (Air Force). After covering most of metro Atlanta and supporting the banks successfully over the years, Ray was promoted to Commercial Card Rep. In this role he supported merchant card processing for large clients in the commercial and private wealth sector of the bank.
Ray left SunTrust/First Data years later and went to work for Bank of America and American Express which helped to further expand his knowledge in the payments industry. Ray eventually took those years of knowledge and transitioned to an independent consultant/broker with the sole goal to help businesses thrive. Trusted, Reliable and Service Focused are the attributes that best describe what Ray brings to his clientele.

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Our core Values

01

Experience
Our years of experience means you can trust the advice being given on how to process your cards. Our industry constantly. Merchants need an advisor that can be proactive in finding the BEST fit. Every merchant processes differently. This is not a one size fits all solution. Experience can help avoid road blocks, dead ends and delays.

02

Integrity
The majority of businesses are paid direclty through their merchant account. Because most of your money flows through your processor, you want a consultant who you can TRUST to ensure your payment needs are met safely and securly.

03

Excellence in All We Do
We operate in excellence and the upmost integrity. Due to the nature of our business and the fact we deal with clients payments, we operate under an unspoken code of conduct and ethics that others may not. Service and Integrity are our core pillars; Operating in Excellence is our guiding principle.
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Contact
r Ray Dukes 678-404-1807 Ray@themerchantbroker.org
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Atlanta GA US

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